:root{
  --black:#050505;
  --charcoal:#111214;
  --yellow:#ffc400;
  --gold:#f3a400;
  --white:#ffffff;
  --cream:#f7f4ee;
  --muted:#65676d;
  --green:#174c2e;
  --line:#e9e5dc;
  --shadow:0 25px 70px rgba(0,0,0,.18);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;background:var(--cream);color:var(--charcoal)}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,textarea{font:inherit}
.container{width:min(1180px,92vw);margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(5,5,5,.92);backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand img{height:46px;width:auto;filter:drop-shadow(0 7px 14px rgba(255,196,0,.18))}
.nav-links{display:flex;align-items:center;gap:24px;color:#fff;font-weight:700}
.nav-links a{opacity:.88}.nav-links a:hover{color:var(--yellow);opacity:1}.menu-toggle{display:none;background:none;border:0;color:#fff;font-size:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;background:var(--yellow);color:#0b0b0b;padding:14px 24px;font-weight:900;cursor:pointer;box-shadow:0 12px 26px rgba(255,196,0,.25);transition:.25s transform,.25s box-shadow}
.btn:hover{transform:translateY(-2px);box-shadow:0 18px 30px rgba(255,196,0,.32)}
.btn-small{padding:10px 16px}.btn-outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.26);box-shadow:none}.btn-ghost{background:#fff;color:#111;box-shadow:none}.btn-dark{background:#111;color:#fff;box-shadow:none}
.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding:72px 0 54px}
.eyebrow{display:inline-flex;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-size:12px;font-weight:950;margin-bottom:14px}
h1,h2,h3,p{margin-top:0}h1{font-size:clamp(48px,7vw,92px);line-height:.92;letter-spacing:-.07em;margin-bottom:24px}h2{font-size:clamp(34px,4vw,58px);line-height:1;letter-spacing:-.05em;margin-bottom:18px}h3{font-size:24px;margin-bottom:10px}p{color:var(--muted);line-height:1.72}.hero-copy p{font-size:19px;max-width:680px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0}.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:32px}.stats div,.small-cards div{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px}.stats strong,.small-cards strong{display:block;font-size:30px}.stats span,.small-cards span{font-size:13px;color:var(--muted);font-weight:700}.hero-card{position:relative}.hero-card>img{height:680px;width:100%;object-fit:cover;border-radius:34px;box-shadow:var(--shadow);object-position:center top}.floating-card{position:absolute;left:-24px;bottom:32px;background:#111;color:#fff;border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:18px 22px;box-shadow:var(--shadow)}.floating-card span{display:block;color:var(--yellow);margin-top:5px;font-weight:800}
.brand-strip{background:#111;color:#fff;overflow:hidden}.strip-inner{display:flex;gap:36px;justify-content:space-between;white-space:nowrap;padding:18px 0;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.strip-inner span:nth-child(even){color:var(--yellow)}
.section{padding:86px 0}.section-heading{max-width:820px;margin:0 auto 42px;text-align:center}.section-heading.light h2,.section-heading.light p,.dark{color:#fff}.dark{background:linear-gradient(135deg,#050505,#15120a)}.dark p{color:#cfc6ad}.grid{display:grid;gap:22px}.three{grid-template-columns:repeat(3,1fr)}.four{grid-template-columns:repeat(4,1fr)}.feature-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:0 16px 38px rgba(0,0,0,.05)}.icon{display:grid;place-items:center;width:54px;height:54px;border-radius:18px;background:#111;color:var(--yellow);font-size:28px;font-weight:900;margin-bottom:24px}.partner-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.partner-card{min-height:170px;background:#fff;border-radius:22px;padding:24px;display:flex;flex-direction:column;justify-content:center;gap:14px;color:#111}.partner-card img{height:62px;object-fit:contain;object-position:left center}.partner-card span{color:var(--muted);font-weight:700}.text-logo strong{font-size:28px}.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.reverse{grid-template-columns:.95fr 1.05fr}.panel,.verification-box,.application-form{background:#fff;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}.check-list{padding:0;margin:0;list-style:none}.check-list li{padding:12px 0 12px 34px;border-bottom:1px solid var(--line);position:relative;color:#333}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:950}.timeline{margin-top:26px;display:grid;gap:14px}.timeline div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px 20px}.timeline strong{display:block}.timeline span{color:var(--muted);line-height:1.5}.visual-section{background:#fff}.image-stack img{border-radius:34px;box-shadow:var(--shadow)}
.inline-form{display:grid;grid-template-columns:1fr 1fr auto;gap:14px;align-items:end}.inline-form label,.application-form label,.login-form label{display:grid;gap:8px;color:#333;font-weight:900}.inline-form input,.application-form input,.application-form textarea,.login-form input,.chat-form input{width:100%;border:1px solid #d8d2c8;border-radius:14px;padding:14px 16px;background:#fff;outline:none}.inline-form input:focus,.application-form input:focus,.application-form textarea:focus,.login-form input:focus,.chat-form input:focus{border-color:var(--yellow);box-shadow:0 0 0 4px rgba(255,196,0,.14)}.result-card{margin-top:18px;border-radius:18px;background:#111;color:#fff;padding:20px;font-weight:800}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px}.application-form{box-shadow:none}.terms-box{background:#171717;color:#fff;border-radius:18px;padding:18px}.terms-box p{color:#ddd}.checkbox{display:flex!important;grid-template-columns:auto 1fr!important;align-items:center}.checkbox input{width:auto}.form-note{font-weight:800;color:var(--gold);margin:12px 0 0}.notice{background:rgba(255,196,0,.1);border:1px solid rgba(255,196,0,.28);border-radius:18px;padding:20px;color:#fff;line-height:1.6}.footer{background:#050505;color:#fff;padding:44px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer a,.link-button{display:block;color:#ddd;margin:10px 0;background:none;border:0;padding:0;cursor:pointer}.footer-logo{height:54px}.powered-logo{max-height:70px;object-fit:contain;background:#fff;border-radius:14px;padding:10px}
.modal{position:fixed;inset:0;display:none;place-items:center;background:rgba(0,0,0,.72);z-index:200;padding:22px}.modal.show{display:grid}.modal-panel{position:relative;background:#fff;border-radius:26px;padding:34px;width:min(520px,100%);box-shadow:var(--shadow)}.modal-close{position:absolute;right:20px;top:14px;border:0;background:none;font-size:34px;cursor:pointer}.login-form{display:grid;gap:16px}.portal{display:none;position:fixed;inset:0;background:#f4f1ea;z-index:180}.portal.show{display:block}.portal-shell{display:grid;grid-template-columns:270px 1fr;min-height:100vh}.portal-sidebar{background:#050505;color:#fff;padding:22px;display:flex;flex-direction:column;gap:10px}.portal-sidebar img{height:54px;object-fit:contain;margin-bottom:20px}.portal-sidebar button{border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.05);color:#fff;border-radius:14px;padding:13px;text-align:left;cursor:pointer;font-weight:800}.portal-sidebar button.active,.portal-sidebar button:hover{background:var(--yellow);color:#111}.portal-main{padding:28px;overflow:auto}.portal-topbar{display:flex;justify-content:space-between;align-items:center;background:#fff;border-radius:18px;padding:18px 22px;margin-bottom:24px}.badge{background:#111;color:var(--yellow);border-radius:999px;padding:8px 14px;font-weight:900}.tab{display:none}.tab.active{display:block}.crm-board{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:24px}.crm-board>div,.guide-card,.wallet-card{background:#fff;border-radius:18px;border:1px solid var(--line);padding:20px}.crm-board p{background:#f4f1ea;border-radius:12px;padding:10px;font-weight:800;color:#333}table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line)}th{background:#111;color:#fff}.wallet-card strong{display:block;font-size:48px;color:#111;margin:8px 0}.chatbot{background:#fff;border-radius:20px;border:1px solid var(--line);overflow:hidden}.chat-window{height:370px;padding:18px;overflow:auto;display:grid;align-content:start;gap:12px}.bot,.user{max-width:78%;padding:12px 14px;border-radius:14px;line-height:1.5}.bot{background:#f1eee6}.user{background:#111;color:#fff;justify-self:end}.chat-form{display:grid;grid-template-columns:1fr auto;gap:12px;padding:14px;border-top:1px solid var(--line)}
@media (max-width:900px){.menu-toggle{display:block}.nav-links{position:absolute;left:4vw;right:4vw;top:78px;background:#111;border:1px solid rgba(255,255,255,.12);border-radius:20px;padding:20px;display:none;flex-direction:column;align-items:flex-start}.nav-links.show{display:flex}.hero,.split,.reverse,.footer-grid,.portal-shell{grid-template-columns:1fr}.three,.four,.partner-grid,.crm-board{grid-template-columns:1fr}.stats,.inline-form,.two-col{grid-template-columns:1fr}.hero-card>img{height:auto}.floating-card{left:18px}.section{padding:60px 0}.portal{position:absolute}.portal-sidebar{position:sticky;top:0;z-index:2}.portal-main{padding:16px}h1{font-size:52px}}